I offer a systemic vision to reduce costs, losses due to non-payment, loan loss reserves and increase the placement of credits that add economic value for the business using risk management, fraud management, analytics, data science and collection as tools to achieve it. Data driven using conventional data and external data to develop scores models for fraud, default, collections. Handling key data vendor management and experience in risk policy analysis.
Review and create new policies, perform credit reviews, fraud deterrence.
MIS (Vintage, Coincidental and Performance / collections), Credit Score (development, implementation and performance), forecast of key credit indicators and fraud KPI.
Risk Committee.
Reserve Model
Budget on losses.
Credit Bureau relationship.
CRM
Business intelligence and development. Analytics: making decisions driven by metrics.
To manage,to coach and to evaluate people in the area. (4 people)
Company Description
A FINANCIERA INDEPENDENCIA Co. first SOFOL in México with 467 branches in Mexico, Brasil and US. and more than 9,000 employees with revenues around US$ 44MM
