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Dr Jérôme S. Appavoo

Executive Digital Transformation Leader AI | Enterprise Architecture | Cybersecurity Governance

Dr Jérôme S. Appavoo
45 years old
Driving License
Pailles Mauritius
Professional Status
Entrepreneur
Open to opportunities
About Me
Executive digital transformation leader with over 20 years of senior experience across technology, finance, compliance, taxation, enterprise systems and artificial intelligence. Chartered Accountant, software engineer and Doctor of Business Administration in Artificial Intelligence, with proven experience designing SaaS platforms, APIs, ERP integrations, automation tools, e-payment systems, AI-driven analytics and compliance technology.

I combine strategic leadership, enterprise architecture, financial governance, regulatory understanding and hands-on digital innovation. My experience spans SAP/Oracle integrations, cloud-based systems, cybersecurity-aware platforms, AML/CFT technology, e-invoicing, fintech, ERP, data aggregation and AI-enabled decision support. I am well positioned to lead national-scale digital transformation programmes requiring governance, resilience, stakeholder coordination and operational accountability.
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Doctorate in Business Administration (D.B.A) - Artificial Intelligence

Swiss International Academy (Switzerland)

2022 to 2025
Doctorate of Business Administration (DBA) in Artificial Intelligence with specialization in Strategic Leadership and Change Management

Doctoral Thesis Title:

“Artificial Intelligence as a Catalyst for Socio-economic Reinvention: A Nation-Building Agenda for Mauritius”

Masters of Business Administration (M.B.A) - International Marketing

Paris School of Business (Paris)

2002 to 2003
Post Graduate degree provided in Paris to acquire the necessary tools to become a dynamic and successful manager through a series of business simulations and case studies.

Masters of E-Business

Ecole Supérieure de Génie Informatique (Paris)

2003 to 2004
Post Graduate degree provided by a business school to train operational managers for careers in E-Business .

This curriculum helps develop the skills to define a strategy , manage and control IT major projects , web and mobile .

Chartered Accountant - UK

Association of Chartered Certified Accountants (London)

2002 to 2004
Post Graduate degree awarded by the Association of Chartered Certified Accountants allowing access to the chartered accountancy profession obtained by equivalence from French qualifications

Chartered Accountant - France

Institut National des Techniques Economiques et Comptables (Paris)

1999 to 2002
Post Graduate degree required in accounting leading to the accountancy profession and / or auditor

Baccalaureate

Lycée Labourdonnais

June 1999
French International Baccalaureate, specialized in Accounting and Finance. Winner of national French "Bourse d'excellence".
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Experiences
  • Lead innovation across fintech, compliance, AI, e-invoicing, ERP, healthcare and education technology
  • Designed AI-enabled SaaS tools for finance, AML/CFT, automation and decision intelligence
  • Supervise R&D teams building APIs, BI layers, automation modules and AI-assisted workflows
  • Drive digital transformation initiatives improving efficiency, reporting and service delivery
  • Build partnerships with fintech, compliance, ERP and technology providers
  • Align innovation with governance, ESG, regulatory compliance and business continuity
  • Oversee architecture and deployment of cloud-based SaaS, ERP, payment and compliance platforms
  • Lead API, ERP, payment gateway, e-invoicing, identity verification and BI integrations
  • Design secure and scalable service architectures for regulated digital workflows
  • Lead cloud and microservice modernisation for scalability, performance and resilience
  • Supervise AI-driven data aggregation and analytics systems
  • Manage development teams, vendors and implementation partners
  • Founded a cloud-based ERP ecosystem with 300+ business modules
  • Designed API-first integrations with Oracle, SAP, Sage, QuickBooks, Xero, Odoo and Microsoft Dynamics
  • Led ERP evolution into automation, BI, IoT and AI-assisted workflows
  • Developed e-invoicing, fiscalisation, reporting and compliance capabilities
  • Supervised architecture, roadmap, technical teams, deployment and platform improvement
  • Founded and led a fintech initiative focused on digital payments, cashless transactions, mobile wallet concepts and merchant payment acceptance solutions.
  • Contributed to the strategic design of payment workflows, merchant onboarding processes, transaction monitoring and digital service delivery models.
  • Worked on the development of secure, user-friendly payment solutions intended to improve financial inclusion, reduce cash dependency and modernise commercial transactions.
  • Oversaw business strategy, product direction, stakeholder engagement, regulatory considerations and partnership discussions with financial and technology actors.
  • Developed practical experience in payment gateway integration, digital transaction flows, API-based services, customer identity, merchant management and platform scalability.
  • Strengthened understanding of fintech governance, digital trust, compliance requirements and the operational resilience needed for transaction-based platforms.
  • Led the design and development of technology infrastructure for a call centre and customer engagement platform supporting inbound and outbound communication operations.
  • Oversaw the implementation of telephony systems, customer databases, user management controls, reporting tools and operational dashboards.
  • Managed technology architecture, system configuration, user access, data handling, service availability and technical support processes.
  • Supported the integration of communication workflows with business processes, improving monitoring, productivity and service delivery.
  • Worked with operational teams to translate business requirements into practical technology solutions for customer service, campaign management and performance tracking.
  • Developed experience in call centre systems, customer relationship workflows, data capture, reporting, user administration, system resilience and operational support.
  • Contributed to vendor coordination, technology troubleshooting, process improvement and scalable service delivery.
Interests

Sport

  • Motor sports
  • Sports

Personal Interests

  • Movies
  • Exhibitions

Travels

  • Globe Trotter: visited more than 90 countries
  • Multi cultural explorations
Skills

Management of Projects

  • Implementation of specifications
    Advanced
  • Analysis and planning of needs and resources
    Expert
  • Change management
    Expert
  • Project methodologies
    Advanced
  • UML, Merise and process modelling
    Advanced

Digital Transformation & Innovation

  • Digital transformation strategy
    Expert
  • Innovation roadmap development
    Expert
  • Automation of business processes
    Expert
  • AI-enabled service improvement
    Expert
  • Public-sector digital modernisation
    Advanced

Enterprise Systems & Integration

  • ERP architecture and implementation
    Expert
  • SAP / Oracle / Sage / QuickBooks integration
    Expert
  • E-invoicing and fiscalisation systems
    Expert
  • Interoperability between platforms
    Advanced

AI, Data & Analytics

  • Artificial intelligence strategy
    Advanced
  • Predictive analytics and decision support
    Advanced
  • Business intelligence dashboards
    Advanced
  • Data aggregation and reporting
    Advanced
  • Data governance and quality control
    Advanced

Cybersecurity & Digital Governance

  • Secure API and platform design
    Advanced
  • User access control and role management
    Advanced
  • AML/CFT and compliance workflows
    Advanced
  • Digital risk management
    Expert
  • Audit-ready system controls
    Expert

Cloud, Resilience & Service Continuity

  • Cloud-based SaaS platforms
    Advanced
  • Server and hosting management
    Advanced
  • Backup and recovery planning
    Advanced
  • High-availability service design
    Advanced
  • Incident handling and operational support
    Expert

Leadership & Stakeholder Management

  • Executive leadership
    Expert
  • Vendor and contract management
    Advanced
  • Team supervision and mentoring
    Expert
  • Stakeholder engagement
    Expert
  • Strategic negotiation
    Advanced

Languages

  • English - Native
    Expert
  • French - Native
    Expert
  • German - Beginner
    Good