To manage and enhance the existing commercial portfolio and solicit acceptable New relationships in order to meet the pre-set financial and non-financial objectives
Establish new borrowing relationships for business Banking, preparing the required credit and financial analysis as per the bank policies and procedures to enhance the bank’s market share.
Spread and analyze financial statements, preparation of credit application and documentation & post-sanction monitoring through periodic account review/renewal
Manage the existing loan portfolio to ensure establishment of appropriate account Plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable levels.
Develop and maintain strong working relations with all existing clients at key levels to optimize the utilization of approved facilities.
Implement and maintain complete control aspects i.e. financial analysis of statements of accounts, documentation, and periodical client visits call reports.
